Additional Benefits
You have the option to purchase accident insurance, which helps to protect your finances after an accident. You are paid a lump sum if you have a covered injury and can use the money to help pay out-of-pocket medical costs or everyday expenses.
Benefits |
|
|---|---|
Accidental Death and Dismemberment (AD&D) |
|
Employee |
$25,000 |
Spouse |
$12,500 |
Child |
$6,250 |
Injury |
|
Burn |
Up to $5,000 |
Coma |
$15,000 |
Concussion |
$500 |
Dental Injury |
$500 |
Dislocation |
Up to $7,500 |
Eye injury with surgical repair |
$500 |
Fracture |
Up to $10,000 |
Injuries not specifically listed |
$100 |
Internal injury |
$1,500 |
Knee cartilage injury with surgical repair |
$1,500 |
Ruptured disc with surgical repair |
$1,500 |
Tendon/ligament/rotator cuff injury with surgical repair |
$1,500 |
Covered Loss |
|
Loss of life |
100% of benefit |
Loss of both hands or both feet or one hand and foot |
100% of benefit |
Quadriplegia |
100% of benefit |
Loss of speech and hearing in both ears or loss of sight in both eyes |
100% of benefit |
Loss of one hand or foot; paraplegia; hemiplegia; loss of use of one hand and foot or both hands or feet |
50% of benefit |
Loss of speech, hearing in both ears, or sight in one eye |
50% of benefit |
Loss of thumb and index finger on the same hand; Loss of use of one arm, leg, hand or foot |
25% of benefit |
Wellness Benefit |
|
Employee |
$50 |
Spouse |
$50 |
Children |
$50 |
| Monthly Cost | |
|---|---|
Employee |
$9.73 |
Employee + Spouse |
$15.96 |
Employee + Child(ren) |
$17.96 |
Family |
$28.21 |
You have the option to purchase critical illness insurance, which provides a fixed, lump-sum benefit upon the diagnosis of a serious illness like heart attack, stroke, or cancer. Benefits are paid directly to you and may be used for any reason from deductibles and prescriptions to travel expenses, childcare or other everyday expenses.
Covered Illnesses |
Benefits |
|---|---|
Alzheimer's disease |
100% / 0% |
Amyotrophic lateral scherosis |
100% / 0% |
Benign brain tumor |
100% / 0% |
Carcinoma in situ |
25% / 25% |
Coma |
100% / 0% |
Coronary artery disease |
25% / 25% |
Heart attack |
100% / 100% |
Invasive cancer |
100% / 100% |
Loss of hearing |
100% / 0% |
Loss of sight |
100% / 0% |
Loss of speech |
100% / 0% |
Major organ failure |
100% / 100% |
Multiple sclerosis |
100% / 0% |
Occupational infectious disease |
100% / 0% |
Paralysis |
100% / 0% |
Parkinson's disease |
100% / 0% |
Skin cancer |
$250 / $0 |
Stroke |
100% / 100% |
Infectious disease benefit |
25% / 25% |
Childhood Conditions |
|
Cerebral palsy |
100% / 0% |
Cleft lip / palate |
100% / 0% |
Cystic fibrosis |
100% / 0% |
Down syndrome |
100% / 0% |
Muscular dystrophy |
100% / 0% |
Spina bifida |
100% / 0% |
Scheduled Benefit |
|
Employee amount |
$5,000 to $50,000 in $5,000 increments |
Guarantee issue |
$20,000 |
Spouse amount |
$2,500 to $25,000 in $2,500 increments not to exceed 50% of employee's benefit |
Guarantee issue |
$10,000 |
Children are automatically covered for 25% of an employee’s benefit |
Monthly Cost |
|
|---|---|
Under 24 |
$0.200 |
25-29 |
$0.264 |
30-34 |
$0.444 |
35-39 |
$0.552 |
40-44 |
$0.793 |
45-49 |
$1.159 |
50-54 |
$1.810 |
55-59 |
$2.604 |
60-64 |
$3.869 |
65-69 |
$5.568 |
70+ |
$8.022 |
Near or far, you’re eligible
No matter where you’re going—on a cross-country flight, a short road trip, or a destination requiring a passport— consider AXA your trusted travel companion. This program helps address the challenges of travel like:
Lost or stolen items
We all hope it won’t happen to us, but it could. Lost items are a travel reality. AXA can help you recover or replace lost or stolen items (including cash and credit cards) so you don’t miss a beat.
Medical assistance
Getting sick or hurt while traveling is no picnic. AXA is there when you need it most to assist with finding medical and dental care when you’re away from home.
Help protect your family, your finances, and your future.
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